房屋贷款

我们送你回家吧.

你是不是第一次买, 升级, or looking for something that fits life’s next chapter—our local experts have you covered.

我们送你回家吧.

你是不是第一次买, 升级, or looking for something that fits life’s next chapter—our local experts have you covered.

我想...

买我的第一套房子

Find 研讨会 and mortgage programs made to get first-time homebuyers home.

购买土地

Lock down your lot with a Lot or Land Loan so you're ready to build as soon as possible.

购买和更新

Use a 装修贷款 to buy and renovate with a single loan based on expected value.

建造我的梦想之家

Custom Construction 贷款 roll construction-phase financing into your permanent mortgage.

再融资

再融资你的住房抵押贷款 with a better rate to enjoy lower payments.

买第二套房子

Find the right mortgage option to seal down your second property.

不知道从哪里开始?

Meet with one of our Home Loan Officers to find what’s right for you.

房屋贷款

购买利率

更新于2021年12月11日

15年固定

30年期固定

巨型15年固定

巨型30年期固定

弗吉尼亚州30年期固定

首次购房者

Feel like you'll never get into a home of your own?

我们得到它. That’s why we offer 研讨会 for first-time-homebuyers, mortgage programs with low down payment options, and one-on-one guidance for the home loan process.

注册一个我们的免费 研讨会 了解:

  • 准备购买
  • 购房过程
  • Home owning tips + take home materials

过桥贷款

Need to buy before your old home closes?

A 过桥贷款 gives you short-term cash while you wait for your old home to close.

 FHA贷款

联邦住房管理局贷款

An FHA Loan is a mortgage that’s insured by the Federal Housing Administration, allowing you to finance your home with a down payment as low as 3.5%. These are especially popular with first-time homebuyers.

退伍军人住房贷款

Get up to 100% financing through the VA

Find low or no down payment mortgage options backed by the Veterans Benefits Administration. 退伍, 退伍军人, and eligible surviving spouses can access great programs to purchase, 再融资, and make improvements with help from the VA and Columbia Credit Union.

再融资的计算器

再融资你的住房抵押贷款.

再融资你的住房抵押贷款 with a better rate to enjoy lower monthly payments. You can apply for a loan online or use our calculator to see what you could save by refinancing now.

抵押贷款忍耐

COVID-19导致的抵押贷款延期

If you have a mortgage with Columbia CU, you can temporarily suspend all or a part of your monthly mortgage payments for up to 6 months due to COVID-19 financial hardship with no additional fees, 处罚, or additional interest (beyond scheduled amounts). 学习更多关于忍耐的知识, 阅读下面的常见问题, 登入网上或手机银行, or visit the Cenlar mortgage service website to complete an assistance request form.

抵押计算器

Use our handy mortgage calculators for budgeting help, loan calculations, and more.

抵押贷款项目

抵押贷款项目

申请按揭

Before applying for a mortgage, learn some basic information to help guide you through the process.